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  1. Annual Credit Report.com (https://www.annualcreditreport.com/index.action)

  2. myFICO Credit Education (https://www.myfico.com/credit-education)

  3. Utah State University PowerPay (https://extension.usu.edu/powerpay/)

  4. Federal Trade Commission Consumer Information: Credit Scores (https://www.consumer.ftc.gov/articles/0152-credit-scores)

  5. Federal Trade Commission Consumer Information: Free Credit Reports (https://www.consumer.ftc.gov/articles/0155-free-credit-reports)