Montana State University Extension
Joel Schumacher is an associate extension specialist with the Department of Agricultural Economics
at Montana State University. He holds a Master's degree in applied economics and a
Bachelor's degree in business from Montana State University. Joel also is an Accredited
Financial Counselor (AFC). Joel has authored or coauthored more than two dozen educational
guides and presented more than 100 educational outreach programs to over three thousand
participants. Prior to his current position, Joel worked as a pension analyst for
a full service third party administration firm. He was responsible for the oversight
of approximately 60 retirement plans.
North Dakota State University Extension
Carrie Johnson is the Personal and Family Finance Extension Specialist with NDSU Extension Service. She began her career in 2009 at South Dakota State University Extension as a County Educator, became a Family Resource Management Field Specialist, and then in 2012 became the State Specialist. Carrie received her Bachelor's Degree (English for Information Systems) from Dakota State University, Master's Degree (Family and Consumer Sciences with an emphasis in Family Financial Planning) from South Dakota State University, and Ph.D. (Family and Consumer Science Education) from Iowa State University. As a Personal and Family Finance Specialist, Dr. Johnson draws upon her vast experiences as a veteran financial educator and mother of four to provide engaging programming for households of all shapes and sizes across the lifespan.